The AI Operating System
for American Business.
The Capital Gains Institute is America's premier AI workforce transformation platform — delivering G.A.I.N.S. certification with CertNexus AGZ-110 exam preparation, a WIOA grant reimbursement pathway, and fractional Chief AI Officer services to companies ready to lead the AI era.
Grant Resources & Government Guides
Official government sourcing. Verified WIOA program details. Built for Florida employers preparing a grant claim.
The Capital Gains Doctrine
Our foundational belief system on artificial intelligence, capital, American business, and the responsibility of every leader in this era to transform or be transformed.
AI Is the Operating System, Not a Tool
The dominant mental model — "use AI to answer questions faster" — captures less than five percent of the available leverage. True transformation requires restructuring how every decision, every process, and every department operates. The Capital Gains Institute teaches companies to run on AI as infrastructure, not as a feature they occasionally turn on.
Capital Intelligence Is the New Financial Literacy
Just as a CPA credential signals financial competence, the G.A.I.N.S. certification signals AI operational competence. Every business owner, every professional, every employee deserves access to the knowledge that was once reserved for the elite. The CGI certification is that credential — $59, with a pathway to WIOA reimbursement for eligible Florida employers, pending CGI’s ETPL approval.
Chatbots Are the Floor, Not the Ceiling
AI agents that plan, execute, remember across time, and escalate to humans only when genuine judgment is required — that is the standard. The CGI curriculum teaches operators to build and deploy at that level. The G.A.I.N.S. curriculum includes preparation for the CertNexus Agentic AIBIZ (AGZ-110) exam. We provide the instruction, the certification, and the ongoing fractional CAIO support to make it permanent.
The Business Brain Is the Missing Layer
Critical business knowledge is scattered across people's heads, email threads, Slack messages, and random spreadsheets. AI cannot operate on fragmented knowledge. The CGI transformation methodology begins with building the Business Brain — structuring every process, every pricing rule, every client interaction into a unified, AI-readable knowledge system that compounds over time.
Grant Funding Is the Moral Imperative
Florida’s WIOA and ETPL programs may reimburse eligible employers up to $3,500 per employee and $25,000 per company for approved workforce training. CGI’s mission is to help eligible Florida employers navigate that pathway — pending CGI’s ETPL approval. Reimbursement eligibility, amounts, and timelines are determined by CareerSource and require pre-approval.
State by State. One Standard.
The Capital Gains Institute is built to scale. Florida is the first deployment. The model — free diagnostic, certified training, state grant connection, fractional CAIO retention — is fully reproducible in every state with an ETPL-equivalent program. Our state-by-state expansion strategy positions CGI as the national standard for AI workforce certification, the same way the CPA designation is recognized in every state.
AGZ-110 Certification Track
A practitioner-grade G.A.I.N.S. curriculum that includes preparation for the CertNexus Agentic AIBIZ (AGZ-110) exam. Available online (self-paced), live instructor-led, and enterprise cohort delivery. Every module produces a measurable business outcome.
110
Foundations of Agentic AI — Student Edition
Exam AGZ-110 · Course Edition 1.0 · Business Leaders & Decision Makers
This course teaches business leaders how to determine whether, where, and how AI agents should exist in their organization. Six lessons covering agentic fundamentals, suitability analysis, solution design, risk management, adoption strategy, and execution planning.
The Free AI Profit Audit
7 questions. 4 minutes. Reveals your company's active revenue leaks and AI readiness score — and qualifies your seat for state grant funding.
G.A.I.N.S. Certification
The Global AI Integration and National Standards — the CPA license of the AI era. Issued upon completion of the full G.A.I.N.S. curriculum. Verifiable, with a WIOA reimbursement pathway for eligible Florida employers — pending CGI’s ETPL approval.
Practitioner
What's Included
- ✓6-module AGZ-110 curriculum with module assessments and final exam
- ✓Verifiable G.A.I.N.S. Digital Credential — shareable on LinkedIn and with employers
- ✓Direct connection to your assigned state WIOA / ETPL grant representative
- ✓Guided WIOA reimbursement claim support — timelines set by CareerSource
- ✓Preparation materials for the CertNexus Agentic AIBIZ (AGZ-110) exam included
- ✓C.G.I. Alumni Network access ($5/month, fully optional)
- ✓Lifetime access to module updates as the AGZ-110 standard evolves
- ✓Eligible for enterprise cohort delivery at $1,250–$3,500/seat (sliding scale by company size); WIOA may reimburse eligible FL employers up to $3,500/employee
For companies enrolling entire teams: $1,250–$3,500 per seat (sliding scale by company size) for live instructor-led cohort delivery. Eligible Florida employers may qualify for WIOA reimbursement of up to $3,500 per employee, $25,000 per company maximum — pending CGI’s ETPL approval. Reimbursement timelines are set by CareerSource and require pre-approval.
Membership Engine
Turn the email list you already own into predictable monthly recurring revenue. We build and run the entire membership system — sign-up, billing, member rewards, and retention — on top of your existing checkout. You keep the majority of every dollar, and you pay nothing upfront.
- $2 monthly store credit
- Members-only pricing
- Monthly perks email
- Cancel anytime
- $5 monthly store credit
- Members-only pricing
- Priority offers & early drops
- Birthday reward
- $8 monthly store credit
- Everything in Core
- Early access to new products
- VIP member events
- $12 monthly store credit
- Everything in Plus
- Concierge perks
- Top-tier member status
Example tiers — we tailor the names, prices, and rewards to your business.
Members opt in, can cancel in one click, and every offer is honest — built to stay compliant with TCPA and CAN-SPAM from day one.
Grants & ETPL Registry
Florida WIOA funding, the statewide Eligible Training Provider List, and the CareerSource Tampa Bay local ETPL — the funding infrastructure CGI helps eligible Florida employers navigate to pursue WIOA reimbursement for training — pending CGI’s ETPL approval.
| Program | Amount | Eligibility | Status |
|---|---|---|---|
| Florida WIOA — Incumbent Worker Training | Up to $3,500/seat | FL-based employers, existing employees | Pending CGI ETPL Approval |
| Florida WIOA — Company Maximum | Up to $25,000 | FL-based companies, WIOA qualified | Pending CGI ETPL Approval |
| CareerSource Tampa Bay — Local ETPL | Tuition + materials | CSTB region, state ETPL approved first | Window: July 2026 |
| State ETPL — Employ Florida Portal | Program-specific | CIE licensed institutions | Application In Progress |
| USDOL Workforce Innovation Fund | Varies by cohort | Registered training providers | Qualifying |
| SBA Emerging Technology Initiative | Up to $5,000 | Small businesses, <500 FTE | Review |
Eligibility subject to employer qualification and current program funding. Contact grants@thecgi.org for verification.
Two Ways CGI Training Gets Funded
Fractional Chief AI Officer
After certification comes transformation. CGI deploys as the embedded AI operating system for your client companies — serving as their Fractional CAIO until they're ready to hire or promote from within. Monthly retainer. State scalable. Reproducible model.
- Monthly executive AI strategy cadence
- Business Brain architecture
- 90-day roadmap
- Team training (1 session/month)
- Grant reimbursement guidance
- Everything in Leadership System
- Closed-loop department builds
- AI agent deployment
- Full team training program
- Weekly implementation sprints
- CAIO presence 2 days/month
- Everything in Transformation
- Multi-department activation
- Embedded CAIO presence
- Company-wide AI rollout
- Internal CAIO candidate training
- State-grant application management
The CGI Fractional CAIO model is designed to replicate state by state. Florida is Version 1.0. Every state with a WIOA-equivalent workforce grant program becomes a new deployment. Each regional operator receives the full CGI system: the curriculum, the ETPL application process, the grant connection infrastructure, and the Fractional CAIO playbook.
This is how CGI becomes the national standard — the same way the CPA credential is recognized in every state. One standard. State-by-state deployment. Exponential reach.
Dr. Mike Majette
Dr. Mike Majette has spent more than two decades in private practice and business ownership. But The Capital Gains Institute was never built to be about him — it was built to be about you.
My approach to building The Capital Gains Institute and the CGI Brain is to help your business become the best opportunity for growth — by ensuring you can harness the power of all your years of hard work and effort.
AI is not the goal — it is the tool. The strategy comes first and the technology follows. Everything CGI builds exists to turn what you already know into a durable, compounding advantage that you own.
Frequently Asked Questions
Straight answers to every question business owners, HR directors, and executives ask before getting started with CGI.
Call Dr. Majette directly. No gatekeepers. No sales team.
Built in Public. Verifiable Facts.
The Capital Gains Institute publishes only what can be verified today: a live platform, a deployed 6-module certification, an authorized CertNexus AGZ-110 instructor credential, and a Florida CIE license application in progress. Documented client outcomes will be added here as our founding cohort completes the 5-metric outcomes report.
Become a Charter Company
CGI is enrolling a founding cohort of companies at charter pricing. In exchange, charter members agree to document their AI-adoption outcomes (a short 5-metric report) and — if they choose — provide a consented testimonial we can verify and attribute. This is how we build a real, evidence-based track record: outcomes first, claims second. Charter pricing is limited to the founding cohort.
Your company's institutional intelligence — given the power to think.
A private AI advisor trained specifically on your business — your operations, your pricing, your decisions, your history — that gets smarter every single month for as long as your company exists.
Request a ConversationNot a chatbot. Not a tool.
The Brain is, first, a private knowledge vault about your company — a secured repository of how your business actually runs: your SOPs, your pricing logic, your client history, your financials, and the decisions you've made and why. It is yours alone, walled off from every other company.
On top of that vault sits a reasoning engine that draws only from what it knows about you. It thinks through problems the way a seasoned advisor would — weighing trade-offs and surfacing risk — but always grounded in your facts, never generic internet guesswork.
And around all of it runs an action network of agents that handle specific functions on your behalf — responding to inbound leads, drafting documents and proposals, preparing reports — each one working from the same vault, so everything it produces sounds like your company.
Built for serious operators.
The CGI Brain is built for any and every business — but the sweet spot is companies doing between $10M and $100M in annual recurring revenue. Founder-led, family-owned, or closely held businesses across the U.S. and growing, where decision fatigue is real and institutional knowledge lives mostly in the founder's head. Companies larger than that simply layer in more tools, so the Brain keeps delivering the greatest possible ROI at any scale.
Four pillars. One mind.
The Reasoning Engine
Built on frontier AI, it reasons through problems the way a seasoned advisor would. It weighs trade-offs, surfaces risks, and works through second-order consequences — always grounded in your company's actual facts, never generic internet knowledge.
The Knowledge Vault
A private, secured repository of everything that makes your company yours: SOPs, pricing, client history, financials, and the decisions behind them. It is walled off from every other company, and it compounds with every file you add.
The Conversation Layer
Ask a question in plain English and get an answer in seconds — by chat or by voice, on your phone or at your desk. No dashboards to learn, no queries to write. It speaks the language of the operator, not the engineer.
The Action Network
A set of specialized agents that don't just advise — they execute. Responding to inbound leads, drafting documents and proposals, preparing reports and follow-ups. Each agent works from the same vault, so everything sounds like your company.
Three sources. All transparent. All controlled by you.
A two-hour foundational conversation
We sit down and capture how your business actually runs — the knowledge that normally lives only in your head — and load it into the vault as the Brain's starting memory.
A scheduled call to update its files
Once a month we update the Brain with what changed: new pricing, new hires, new wins, new lessons. Every review makes it measurably sharper.
Any document, anytime
Drop in a contract, an email thread, a spreadsheet, a recording — whenever you like. The moment it enters the vault, the Brain can reason from it.
It starts as a baby. It becomes an institutional asset.
Knows the essentials from your intake. Answers basic questions about your business and begins learning your voice.
Connections forming. It remembers past conversations, spots patterns across your files, and needs less context each time.
Anticipates the follow-up question. Drafts that sound like you. Catches inconsistencies you would have missed.
Deep institutional memory. It reasons about trade-offs with full knowledge of your history and the decisions behind it.
The most complete record of how your company thinks — a compounding asset that outlasts any single employee and raises the value of the business itself.
Why it will not lie to you.
It only speaks from your files.
The Brain answers from your vault, not the open internet. If it doesn't know, it tells you — it does not invent.
Every answer is traceable.
Ask where an answer came from and it shows you the source document. No black boxes, no guessing.
You are always the decision maker.
The Brain advises, drafts, and recommends. The judgment — and the final call — always stays with you.
Ready for a conversation?
No pitch. No catch. A conversation between two operators.